Ashland KY Permanent Disability Lawyer

Determining Your Right to Workers’ Compensation
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Understanding the Types of Disability in Kentucky

Whether you suffered a temporary disability or permanent disability because of an on-the-job injury, there are different categories of disability payable under the workers’ compensation laws that will determine how much you are paid. If your doctor has told you that you are disabled in some way, it is likely that your employer’s insurance company will want their doctor to also examine you.

Our law firm, William C.O. Reaves, P.S.C., can help you secure the compensation you need to cover your day to day expenses if you suffered an injury at work. Your employer’s insurance company will be represented by a lawyer during the process and you should be too. Contact us online or at 606-547-4419 to schedule a free initial consultation.

Categorizing Your Disability to Determine Compensation

The types of disability benefits under the Kentucky Workers’ Compensation laws are broken down into three categories and determine how long you will receive compensation for your on-the-job injury. The categories are:

  • Temporary Total Disability. Your work-related injury forces you to be off work for a limited period of time for the treatment. When your doctor clears you to return to work or you’ve reached maximum medical improvement, these benefits are no longer paid.
  • Permanent Partial Disability. You may have recovered from your work-related injury to a point that allows you to return to work but you still have some impairment. Your body is not 100% recovered to the point it was prior to the injury and may never be. Payment of a percentage of benefits continues even after you return to work.
  • Permanent Total Disability. You are unable to return to work at all due to your work-related injury. You are unable to do the work you were previously doing nor are you able to be trained to do other work. The benefits paid to you depend on your age, education, average weekly wage at the time of injury and restrictions on former work.

Settling Your Claim or Filing a Formal Claim

If you have suffered a temporary or permanent disability, we will work toward settling your claim with your employer’s workers’ compensation insurer. We will negotiate a proper settlement amount on your behalf. If the insurance company is unwilling to agree on fair compensation, we will file a formal claim with the Office of Workers’ Claims.

With nearly more than 34 years of legal experience, William C.O. Reaves will work hard to make sure that you receive the compensation you deserve to cover your living and related medical expenses. Contact us online or by phone at 606-547-4419 to arrange your free initial consultation with an attorney at our Ashland, Kentucky office.