Kentucky Workers’ Comp Lawyer Handling Temporary And Permanent Disability Claims

Whether you suffered a temporary disability or permanent disability because of an on-the-job injury, there are different categories of disability payable under Kentucky workers’ compensation laws that will determine how much you are paid. If your doctor has told you that you are disabled in some way, it is likely that your employer’s insurance company will want their doctor to also examine you.

The Law Office of William C.O. Reaves, P.S.C., can help you secure the workers’ compensation you need to cover your day-to-day expenses if you suffered an injury at work. Your employer’s insurance company will be represented by a lawyer during the process, and you should be, too. With more than 40 years of experience, Ashland attorney William Reaves is a powerful advocate for injured workers statewide.

Categorizing Your Disability To Determine Compensation

The types of disability benefits under Kentucky workers’ compensation laws are broken down into three categories, which determine how long you will receive compensation for your on-the-job injury. The categories are:

• Temporary total disability: Your work-related injury forces you to be off work for a limited period of time for treatment. When your doctor clears you to return to work or you’ve reached maximum medical improvement, these benefits are no longer paid.
• Permanent partial disability: You may have recovered from your work-related injury to a point that allows you to return to work, but you still have some impairment. Your body is not 100% recovered to the point it was prior to the injury and may never be. Payment of a percentage of benefits continues even after you return to work.
• Permanent total disability: You are unable to return to work at all due to your work-related injury. You are unable to do the work you were previously doing, nor are you able to be trained to do other work. The benefits paid to you depend on your age, education, average weekly wage at the time of injury and restrictions on former work.

Mr. Reaves can explain the nuances of each category and determine which applies to your situation.

Settling Your Workers’ Comp Claim Or Filing A Formal Claim

If you have suffered a temporary or permanent disability, Mr. Reaves can work toward settling your claim with your employer’s workers’ compensation insurer. He will negotiate a proper settlement amount on your behalf. If the insurance company is unwilling to agree on fair compensation, he will file a formal claim with the Kentucky Department of Workers’ Claims.

Start With A Free Consultation

Mr. Reaves will work hard to make sure that you receive the compensation you deserve to cover your living expenses and medical treatment. Contact him online or by phone at 606-325-1154 to arrange your free initial consultation.